Car accidents come with expensive consequences. You may need to deal with vehicle repairs, medical bills and lost wages, just to name a few common expenses. Your hope is to receive compensation from the insurance company representing the negligent driver.
However, insurance companies often try their hardest to avoid paying out adequate amounts for these types of claims. You will likely receive lowball offers. Here are some crucial tips to help you get the most out of your motor vehicle collision settlement.
It is vital to take photographs of the scene of the crash. If you can, snap photos of both cars and any clear damage. Additionally, take pictures of any visible injuries you have. Pictures are important pieces of evidence that you and your attorney can use while negotiating a payout.
Maintain accurate records
Keeping documents organized and ready is key after a wreck. Documents to gather include:
- Police reports
- Witness statements
- Medical records
The insurance company will collect details they may be able to use against your case, which may leave you disadvantaged if you do not have evidence to back up your own argument.
Do not jump at the first offer
Be wary of the insurance adjuster. This individual will likely try to use various tactics to convince you to agree to a smaller payout than you deserve. Unfortunately, the adjuster's main concern is paying you as little as possible. This means the first offer is likely way below what you actually need. Refuse any lowball settlement.
Do what your doctor says
Of course, it is imperative to get medical attention if you sustain an injury in a crash. Seeing your doctor once is usually not sufficient. If your doctor creates a treatment plan, make sure you follow it. This may include taking prescription medications or attending physical therapy appointments. You must show the insurance company that your injuries are serious.