Filing Underinsured Or Uninsured Motorist Claims For The Compensation You Need

The driver responsible for a motor vehicle accident and your injuries should pay compensation for your physical and financial losses. However, what happens if the driver who caused the car accident does not have the proper insurance coverage to pay for the damages?

You still have options if the negligent driver is underinsured or uninsured. And at Ross, Midian & Breitmayer, LLC, we can help you understand your rights and options to recover the compensation you deserve. Let us handle the legal challenges you face, so you can concentrate on recovering and getting back on your feet after a serious injury.

Understanding Uninsured Motorist Coverage

If a negligent driver does not have auto insurance, you have the option to file an uninsured or underinsured motorist claim. This involves filing a claim with your own insurance company to cover the medical expenses, property damage, lost wages and pain you suffered after an auto accident.

Uninsured or underinsured motorist coverage usually must be in your auto insurance policy for you to pursue a claim. This coverage handles the damages if the negligent driver’s insurance cannot cover the total losses, or if they have no insurance at all. However, this insurance only covers damages up to the maximum your policy includes.

It can be difficult to negotiate with insurance companies, even your own insurer. This is because most insurance companies have the goal to protect their own profit, not to pay you fair compensation.

It Is Essential To Work With An Experienced Attorney

We know how to handle insurance companies. We have extensive experience helping injured individuals and their families around Ohio to obtain compensation. We will handle all of the details of your claim, including:

  • Evaluating your insurance policy
  • Investigating the accident
  • Negotiating with your insurance company
  • Taking your case to court if necessary

You should not have to deal with these legal challenges while recovering from a devastating accident. That is why it is important to have an attorney on your side who can help you fight for the compensation you deserve and protect your rights.

Get The Help You Need. Contact Us Today.

It is important to act quickly. Notify your insurer about your intention to file an uninsured motorist claim and retain an experienced lawyer as soon as possible. Contact our Columbus firm today by filling out our online contact form or calling 614-228-4488 to arrange a free consultation today. We can visit you at your home or in the hospital at your convenience.