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Personal Injury Attorneys Serving Clients Throughout Ohio
Underinsured/Uninsured Motorists

Underinsured/Uninsured Motorist Attorney in Columbus

Filing a UIM/UM Claim in Ohio After Being Hit by an Uninsured Driver

The driver responsible for causing a motor vehicle accident—and your resulting injuries—should be the one to pay for your physical and financial losses. However, what happens if the driver who caused the accident does not have the proper insurance coverage to pay for the damages?

You still have options if the negligent driver is underinsured or uninsured. And, at Ross, Midian & Breitmayer, LLC, we can help you understand your rights and options to recover the compensation you deserve. Let us handle the legal challenges you face so you can concentrate on recovering and getting back on your feet after a serious injury.

Contact us online or call (614) 450-2223 to get started with your free initial consultation. We can travel to meet you at your home or in the hospital if needed.

Understanding Uninsured Motorist Coverage in Ohio

If a negligent driver does not have auto insurance, you have the option of filing an uninsured (UM) or underinsured (UIM) motorist claim. This involves filing a claim with your own insurance company to cover the medical expenses, property damage, lost wages, and pain you suffered after the auto accident.

In order for you to pursue a claim, however, you will usually need to already have uninsured or underinsured motorist coverage on your auto insurance policy. This coverage handles the damages if the negligent driver’s insurance cannot cover the total losses, or if they have no insurance at all. It also covers damages in the event that you are hit by a driver who doesn’t stay at the scene of the accident, known as a hit-and-run accident. However, UM/UIM insurance only covers damages up to the maximum your policy includes.

Why You Need an Attorney If You Are Hit by an Uninsured/Underinsured Motorist

It can be difficult to negotiate with insurance companies, even when it’s your own insurer. This is because most insurance companies have the goal to protect their own profit, not to pay you fair compensation.

At Ross, Midian & Breitmayer, LLC, our Columbus uninsured/underinsured motorist attorneys know how to handle insurance companies. We have extensive experience helping injured individuals and their families around Ohio to obtain compensation.

We will handle all of the details of your claim, including:

  • Evaluating your insurance policy
  • Investigating the accident
  • Negotiating with your insurance company
  • Taking your case to court if necessary

You should not have to deal with these legal challenges while recovering from a devastating accident. That is why it is important to have an attorney on your side who can help you fight for the compensation you deserve and protect your rights.

Contact Us Today to Get the Help You Need

It is important to act quickly, as these claims can be very complex and take some time to resolve. It’s also important to note that you only have two years from the date of the accident to file your claim. As soon as possible, notify your insurer about your intention to file an uninsured/underinsured motorist claim. Then, retain an experienced Columbus uninsured/underinsured motorist lawyer as soon as possible.

Contact our firm today by filling out our online contact form or calling (614) 450-2223 to arrange a free consultation today. We are available 24/7 to assist you.

Client Testimonials

Real Stories From Real People We've Helped
  • We were treated like family members.

    “They kept us informed about everything and explained everything carefully to make sure we understood. We have recommended Brian on numerous occasions to our family and friends. Brian and his staff are professional, reliable, and more than competent.”

    - P.K.
  • Helped me through each step.

    “Got my case resolved, and they helped me through each step of the way! I would definitely recommend them.”

    - C.H.
  • RMB was great to work with.

    “They worked with me to reach a settlement I felt comfortable with, instead of the first two low offers the opposing counsel made. All of my calls were returned in a timely manner (if not answered when placed).”

    - B.L.
  • I never had to wonder how things were going.

    “George was great to work with following a personal injury accident. He explored every single option to achieve the results we were looking for. RMB was also excellent at keeping me updated on the progress of my case.”

    - J.B.
  • Thank you for all you have done.

    “Mr. Ross went out of his way to help me through a difficult time. He and his office kept me informed every step of the way and went above and beyond to win my case.”

    - K.H.
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There Is No Substitute for Results

We've Recovered Millions for Injured Clients
  • Bus Passenger Accident $300,000

    The client was a passenger on a bus, which ran off the road into a ditch causing two compression fractures in his low back (non-surgical).

  • Motor Vehicle Accident $250,000 Policy Limits

    Client was struck by vehicle that ran a stop sign. Multiple fractures.

  • Motor Vehicle Accident $250,000 Policy Limits

    Client was involved in head on collision which required extraction.

  • Motor Vehicle Accident $200,000

    Multiple-impact, rear-end collision resulting in multiple disc herniations.

  • Motor Vehicle Accident $185,000

    Client was struck by vehicle that ran a stop sign.

  • Motor Vehicle Accident $185,000

    Client was struck by vehicle that ran stop sign and rolled Jeep. Client walked away but subsequently developed shoulder injuries.

  • Motorcycle Crash $150,000

    Defendant came across three lanes of traffic and struck client who was on his motorcycle. Client suffered substantial “road rash” and a knee injury (non-surgical).

  • Motor Vehicle Accident $100,000 Policy Limits

    Client was rear-ended causing low back injury requiring fusion surgery.

  • T-Bone Accident $90,000

    The defendant failed to stop at a red light and T-boned the client on the passenger side of her vehicle.

  • Motor Vehicle Accident $90,000

    Defendant ran a red light and t-boned the vehicle in which client was a passenger. Client suffered a rotator cuff tear, necessitating surgical intervention.

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Our Promise to Our Clients

Why You Can Count on Us to Fight for You
  • Guidance & Support

    Our experienced attorneys will handle everything connected to your claim, so that you can focus on your recovery.

  • Client-First Approach

    We pride ourselves on our client-first approach, which compels us to treat each client like a close friend or family member.

  • Trial Experience

    We possess extensive trial experience and are not afraid to take your case to trial to fight for the justice you deserve.

  • Undivided Attention

    At RMB, we pride ourselves on providing our clients with the responsiveness & attentiveness that they need and deserve. 

Your Injury is Personal to Us

If you schedule an appointment with us, you will have one of our lawyers (not a paralegal or admin), at your home or place of business to answer all the questions you have about your claim. There is no bait and switch with RMB. If you choose us, WE will handle your injury claim from beginning to end.